Households & Sharing
A household is your sharing space. Everyone gets a personal household automatically at sign-up, so you never have to create one — you just invite others when you’re ready to share.
Account visibility
Sharing is controlled per account with three settings:
| Visibility | Who sees it | Who can edit |
|---|---|---|
| Private | Only you | Only you |
| Shared (read-only) | Your household | Only you |
| Shared (full access) | Your household | Any household member |
Change an account’s visibility any time on the account’s edit screen. Private is the default.
Shared visibility is a Household plan feature. On the free Solo plan all accounts are private. See Plans & Billing.
Inviting people
Household admins can add members two ways:
- Email invite — send an invite to someone’s email address; they accept via a link. You choose whether they join as admin or member.
- Join code — generate a code and share it; the other person enters it to request to join, and an admin approves the request.
Admins can revoke pending invites, rotate or revoke the join code, approve/deny join requests, change member roles, and remove members.
Joining an existing household
If you’re invited to a household:
- If you’re the only member of your current (personal) household, accepting is seamless — your solo household is dissolved, your accounts revert to private, and you move over automatically.
- If your current household has other members, you must leave it first before joining another. (This prevents accidentally stranding the people you share with.)
Leaving a household
When you leave a household, WorthSync automatically creates a fresh personal household for you so you’re never left without one. If the household you left becomes empty, it’s cleaned up automatically.
Collaborating
Once you share a household, you get:
- A shared net-worth view (the My / Shared / Combined toggle).
- Shared goals that the whole household tracks together.
- An activity feed of recent changes, with comments and emoji reactions so you can talk about your money in context.
Roles at a glance
| Action | Member | Admin |
|---|---|---|
| See shared accounts & activity | ✅ | ✅ |
| Comment & react | ✅ | ✅ |
| Edit “shared full access” accounts | ✅ | ✅ |
| Invite / remove members | ❌ | ✅ |
| Manage join code & requests | ❌ | ✅ |
| Rename the household | ❌ | ✅ |
| Change member roles | ❌ | ✅ |
The last admin of a multi-member household can’t leave or delete their account until they hand off the admin role — this protects the rest of the household.