Households & Sharing

A household is your sharing space. Everyone gets a personal household automatically at sign-up, so you never have to create one — you just invite others when you’re ready to share.

Account visibility

Sharing is controlled per account with three settings:

Change an account’s visibility any time on the account’s edit screen. Private is the default.

Shared visibility is a Household plan feature. On the free Solo plan all accounts are private. See Plans & Billing.

Inviting people

Household admins can add members two ways:

1. Email invite — send an invite to someone’s email address; they accept via a link. You choose whether they join as admin or member.
2. Join code — generate a code and share it; the other person enters it to request to join, and an admin approves the request.

Admins can revoke pending invites, rotate or revoke the join code, approve/deny join requests, change member roles, and remove members.

Joining an existing household

If you’re invited to a household:

• If you’re the only member of your current (personal) household, accepting is seamless — your solo household is dissolved, your accounts revert to private, and you move over automatically.
• If your current household has other members, you must leave it first before joining another. (This prevents accidentally stranding the people you share with.)

Leaving a household

When you leave a household, WorthSync automatically creates a fresh personal household for you so you’re never left without one. If the household you left becomes empty, it’s cleaned up automatically.

Collaborating

Once you share a household, you get:

• A shared net-worth view (the My / Shared / Combined toggle).
• Shared goals that the whole household tracks together.
• A rich Activity Feed of recent changes across your shared accounts. You can add comments and emoji reactions directly on feed items (like a new snapshot or a paid-off debt) to talk about your money in context. The feed keeps everyone in sync without needing a separate group chat.
• Money Date — a monthly shared check-in (below).

Money Date

Money Date is a short, structured check-in for the household, reached from Household. It opens on the current month and pulls together the three things worth looking at together:

• Combined net worth, with the date of your latest balance.
• Since prior balance — how much it moved, in dollars and percent.
• Data to review — how many accounts are stale or estimated.

Under that, a three-step check-in agenda:

1. Confirm the picture — clear stale or estimated balances in Monthly Review before making decisions.
2. Notice movement — your biggest mover for the period.
3. Choose one next move — turn the conversation into a goal or a planning change.

This month’s shared note is a comment thread scoped to that month, so wins, decisions, and open questions stay attached to the check-in they came from. Every household member sees the same thread.

Money Date is a Household plan feature — it’s bundled with the monthly recap. See Plans & Billing.

Roles at a glance

The last admin of a multi-member household can’t leave or delete their account until they hand off the admin role — this protects the rest of the household.