Getting Started
This page walks you through your first few minutes in WorthSync.
0. Try the calculator first (optional)
If you just want a number before creating anything, the net worth calculator is open without signing in. Fill in what you own and what you owe — it starts you off with common rows (checking/savings, 401k/IRA, brokerage, home, vehicle, mortgage, student loan, credit card) and you can Add asset or Add debt for anything else.
Your rows stay in that browser only; nothing is sent to a server. Choosing Save result and create account carries the draft into sign-up so you don’t retype it.
1. Create your account
- Open WorthSync and choose Sign up.
- Register with your email (and any sign-in methods your instance enables). Authentication is handled by Clerk — WorthSync never stores your password.
- After verifying your email, you land directly on your dashboard.
You always have a household. The moment you sign up, WorthSync creates a personal household for you (named
"{First Name}'s Household"). You don’t need to create anything to start — and you can rename it or invite others later.
2. Install it as an app (optional)
WorthSync is a Progressive Web App, so you can install it like a native app:
- iOS (Safari): Share → Add to Home Screen.
- Android (Chrome): menu → Install app / Add to Home Screen.
- Desktop (Chrome/Edge): the install icon in the address bar.
There are also native iOS and Android builds where available.
Once installed, long-press the app icon for a Log balances shortcut that opens straight into quick entry — the fastest way to keep your history (and your snapshot streak) current.
3. Add your first account
- Go to Accounts.
- Choose Add account and fill in:
- Name (e.g. “Everyday Checking”).
- Institution (e.g. “Acme Bank”).
- Category (e.g. Cash, Investments, Real Estate, Credit Card, Loan). Categories are seeded for you and fully editable.
- Visibility — start with Private; you can share later.
- Save. The account now appears in your list, ready for balances.
Liability accounts (credit cards, loans, mortgages) can carry extra details like APR, principal, minimum payment, and payoff date to power the Debt Center.
4. Record a snapshot (a dated balance)
A snapshot is the heart of WorthSync — a balance on a specific date.
- Open the Entry screen (or an account’s detail view).
- Pick a date and enter the balance for one or more accounts.
- Save. That point now appears on your trend lines.
Tips:
- Backfill history. Enter past balances (old statements) to get a richer trend immediately.
- Bulk/grid entry. Update several accounts for the same date at once.
- Offline-friendly. Entries made offline are queued and sync when you reconnect.
- Auto-carry-forward. Accounts can optionally roll their last balance forward so a flat account doesn’t create gaps.
5. Read your dashboard
Once you have a few snapshots, the dashboard shows your total net worth, the change vs. the previous period, sparklines, top movers, and allocation. Use the My / Shared / Combined toggle at the top to switch views.
6. Set up reminders (recommended)
Under Settings → Goals & Notifications, choose a cadence (weekly, biweekly, or monthly), a day, and your timezone. WorthSync will nudge you by email (and push, if enabled) so your history stays current. The Monthly Household Recap email is toggled on the same screen.
7. Find your way around Settings
Settings is split into two groups:
| Account | What’s there |
|---|---|
| Appearance | Theme: System, Dark, or Light. |
| Security & Devices | Password, multi-factor authentication, sessions, app lock. |
| Privacy & Data | Protections, exports, and permanent account deletion. |
| Goals & Notifications | Goals, balance reminders, monthly recap. |
| Billing | Your plan, invoices, and payment details. |
| Workspace tools | What’s there |
|---|---|
| Household | Members, permissions, shared activity, and Money Date. |
| Reports & Exports | Statements and downloads of your records. |
| Refer a household | Share or redeem a referral code. |
| Developer | API tokens and signed webhooks for your own automations. |
8. Find things fast and get help
- Search: press ⌘K (Mac) or Ctrl+K (Windows/Linux), or tap the search icon, to jump to any page or any of your accounts by name.
- Help: the ? button in the bottom-right corner opens the docs, the in-app FAQ, and Email support.
- Announcements: occasionally a banner appears at the top of the app. Close it with × and it stays dismissed on that browser.
In the iOS/Android app, the same help lives under Settings → Help & support (help center, FAQ, email support, and Copy diagnostics to paste into a support email), with a help icon in each tab’s header. The app’s theme is under Settings → Appearance: System, Light, or Dark.
Next steps
- Accounts & Snapshots — lifecycle, archiving, merging.
- Households & Sharing — invite a partner or family.
- Plans & Billing — what each tier unlocks.